# Determine the present value of \$75,000 discounted at 6% over 6 years.

1. Share any professional and personal decisions you made in which the concept of time value of money was utilized and include the following:
• The specific decision for which you used time value of money.
• The manner in which you applied the concept.
• The tools you used to complete the analysis, including the timeline.
• An explanation of how using the concept helped you reach a more accurate decision than if time value of money had not been utilized.
Your response should consist of a minimum of 300 words and demonstrate critical thinking and analysis.

2.Download the MS6014_M2A1_workbook.xlsx template, and using the appropriate Excel financial functions, do the following:
• Determine the present value of \$75,000 discounted at 6% over 6 years.
• Determine the future value of \$100,000 invested today at 4% for 5 years.
• Determine what annual payment will need to be invested if you have \$10,000 today and want it to grow to \$100,000 over 20 years at 4.5%.

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