Develop a 10 to 15 page double-spaced paper that develops your topic (Housing and Mortgage Market) and brings it to a conclusion. Title page, appendices and bibliography are not to be counted in the page total for the narrative portion of the paper. The paper should begin with a concise summary paragraph that (1) states the problem/issue and (2) summarizes your position, anticipating the conclusion. The remainder of the paper should support and explain your position. The paper should include at least three graphs and define all economic concepts used to build your argument.

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